How to Switch Medicare Advantage Plans During Open Enrollment

If you’re enrolled in a Medicare Advantage plan but aren’t happy with it, Open Enrollment (January 1 – March 31) is your chance to make a change. Whether your plan costs have gone up, your doctor is no longer in-network, or you simply found a plan with better benefits, switching can help you get the coverage that fits your needs.

The good news? The process is easier than you might think. Let’s walk through the steps to switch Medicare Advantage plans during Open Enrollment.

Step 1: Decide If You Need to Switch

Before making any changes, ask yourself:

• Is my current plan too expensive? (Higher premiums, copays, or out-of-pocket costs)

• Has my doctor or specialist left my plan’s network?

• Does my plan no longer cover my prescriptions or medical services?

• Am I unhappy with the customer service or benefits of my current plan?

If you answered yes to any of these, it may be time to look for a better option.

Step 2: Comparing Medicare Advantage Plans – Where Do You Start?

Not all Medicare Advantage plans are created equal, and sorting through them can feel overwhelming. Consider:

• Provider Network – Does the new plan include your preferred doctors and hospitals?

• Prescription Drug Coverage – Are all your medications covered under the new plan’s Part D formulary?

• Costs – Compare premiums, deductibles, copays, and out-of-pocket maximums.

• Extra Benefits – Some plans offer dental, vision, hearing, and even fitness programs like SilverSneakers.

With different costs, networks, and benefits to consider, it’s easy to get stuck wondering which plan is truly the best fit for you. That’s where I come in.

Step 3: Let’s Make This Simple – Work With a Licensed Insurance Agent (hey that’s me!)

• Understand your options – I’ll break down the differences between plans in plain English, so you know exactly what you’re getting.

• Find the best coverage for your needs – Whether you want lower costs, better doctor access, or improved prescription drug coverage, I’ll help you compare and choose the right plan.

• Handle the enrollment process for you – No confusing paperwork or guesswork—I’ll take care of the details and make sure your transition is seamless.

• Be your go-to resource year-round – Even after you enroll, I’ll be here to answer questions and make sure your plan continues to work for you.

Why stress over this alone when I can make the process easy and hassle-free? Let’s chat and find a plan that truly fits. Give me a call or schedule a free consultation today!