Health Insurance

Traditional and Covered California Plans for Individuals and Families

Navigating health insurance can be overwhelming, but having the right coverage is essential for protecting your health and finances. Whether you're looking for a traditional health plan or exploring options through Covered California, I provide guidance to help you find a plan that aligns with your budget and healthcare priorities.

Traditional Health Insurance

Traditional health insurance is ideal for those who prefer coverage outside of the state marketplace or do not qualify for government subsidies. These plans offer a wide range of benefits, including:

• Preventive care such as annual check-ups, screenings, and vaccines

• Doctor visits, specialist care, and emergency services

• Prescription drug coverage for both generic and brand-name medications

• Hospital stays, surgeries, and outpatient procedures

• Mental health services and maternity care

Private health insurance plans often provide access to broader provider networks, allowing individuals and families to choose from more doctors and healthcare facilities. I work with major insurance carriers to compare plan options, ensuring you have access to quality coverage that fits your situation.

Covered California – Affordable Marketplace Health Plans

As a Certified Covered California Agent, I help individuals and families find affordable coverage through California’s state health insurance exchange. Covered California offers a variety of Bronze, Silver, Gold, and Platinum plans, each designed to meet different coverage and premium levels. Many Californians qualify for premium subsidies based on household income, reducing monthly costs significantly.

Covered California also provides access to Medi-Cal, a free or low-cost program for those who meet income qualifications. Additionally, special enrollment periods allow individuals to sign up outside of the annual open enrollment window due to life changes such as marriage, relocation, or loss of employer coverage.

Find the Right Health Plan Today

Choosing health insurance is an important decision, and I’m here to help you explore your options. Whether you’re looking for private coverage or need assistance enrolling through Covered California, I’ll simplify the process and help you secure a plan that fits your healthcare and financial goals.

Contact me today for a zero cost quote.